Terms of Use

Kailan Uwi? is a simple planning tool built for OFWs who want a clearer path home. It is independently built and maintained by A.D.A. Cuenco. Your purchase helps keep the service running and lets us continue improving it for the OFW community.

What Kailan Uwi? does

Kailan Uwi? gives you an estimated Uwi Date based on the numbers you enter, including your income, expenses, remittances, savings, debt, and the assumptions you choose for life after coming home.

Your Uwi Date is a planning estimate. It is not financial advice, a guarantee, or a promise that you can or should come home on that date.

Your numbers matter

The estimate depends on the information you provide. If your income, expenses, savings, debt, plans, or exchange rates change, your Uwi Date may change too.

Please keep your information reasonably accurate and use the result as a planning aid, not as the only basis for an important financial decision.

Your access

Your Uwi Plan is tied to the verified email address used for access. Keep that email account and your sign-in links secure.

There is no self-service email-change tool in the MVP. If you lose access to your email or need help recovering your plan, contact support@kailanuwi.com. We may ask for order or payment details to confirm that the plan belongs to you.

Kailan Uwi? will never ask for your bank login, password, PIN, OTP, CVV, card number, or remittance-account password.

Your privacy

We use your information only as needed to run the calculator and paid plan, process and verify your purchase, keep your saved plan, provide support, and operate or improve the service as described in the Privacy Notice.

We do not sell your financial answers or intentionally send your plan data to advertising services.

Changes to these Terms

If these Terms change in a meaningful way, we may ask you to accept the new version before continuing to use your Uwi Plan. Earlier versions and acceptances remain part of the record.

Minor wording or formatting fixes that do not change the meaning do not need a new acceptance.

Questions about these Terms or your account: support@kailanuwi.com.